We all look forward to those special days of the month when we finally get our due for our toil: PAY DAY. For many, that day comes with relief and excitement. 

That is, the excitement to go reward themselves with a special meal with family or friends (samgyupsal anyone?), that pair of sneakers they’ve long been eyeing, or a nice new toy to add to the Funko collection. 

But while self-reward is vital, some tend to overdo this at the expense of the need to save.